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credit union

Spokane Teachers

Liberty Lake, WA · Est. 1934
B
Trust Grade
Strong
Score: 87/100

Spokane Teachers is a credit union based in Liberty Lake, Washington, established in 1934, with $6.4 billion in total assets serving 310,577 members. By Trust Grade it ranks 54th of 75 credit unions we track in Washington. Its net worth ratio of 10.2% trails most similarly sized credit unions (35th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Spokane Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.4B
$1B–10B institution
Members
310,577
Shares & deposits
Net worth ratio
10.2%
Bottom 35% of $1B–10B peers · Washington median 12.4%
Return on assets
0.5%
Bottom 27% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#54
of 75 credit unions

How Spokane Teachers compares to Washington peers

Net worth ratio
Bottom 35% of $1B–10B peers
Spokane Teachers
10.2%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $1B–10B peers
Spokane Teachers
0.5%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Spokane Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Spokane Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Spokane Teachers insured?

Yes. Spokane Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Spokane Teachers: frequently asked questions

Is Spokane Teachers a good credit union?

Spokane Teachers earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.47%).

Is Spokane Teachers NCUA-insured?

Yes. Spokane Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Spokane Teachers?

Spokane Teachers holds $6.4 billion in total assets, ranking 54th of 75 credit unions we track in Washington. It serves 310,577 members.

Does Spokane Teachers have CFPB complaints?

No CFPB complaints against Spokane Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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