credit union

Members Choice Wv

Charleston, WV · Est. 1942
A
Trust Grade
Excellent
Score: 95/100

Members Choice Wv is a credit union based in Charleston, West Virginia, established in 1942, with $93 million in total assets serving 5,991 members. By Trust Grade it ranks 29th of 73 credit unions we track in West Virginia. Its net worth ratio of 21.6% is stronger than 82% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Members Choice Wv appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$93.1M
<$100M institution
Members
5,991
Shares & deposits
—
Net worth ratio
21.6%
Top 18% of <$100M peers · West Virginia median 13.5%
Return on assets
0.7%
Top 47% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#29
of 73 credit unions

How Members Choice Wv compares to West Virginia peers

Net worth ratio
Top 18% of <$100M peers
Members Choice
21.6%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Members Choice
0.7%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Members Choice Wv

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (21.6% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members Choice Wv over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members Choice Wv insured?

Yes. Members Choice Wv is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members Choice Wv: frequently asked questions

Is Members Choice Wv a good credit union?

Members Choice Wv earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (21.6% capital ratio); Profitable (ROA 0.67%).

Is Members Choice Wv NCUA-insured?

Yes. Members Choice Wv is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members Choice Wv?

Members Choice Wv holds $93 million in total assets, ranking 29th of 73 credit unions we track in West Virginia. It serves 5,991 members.

Does Members Choice Wv have CFPB complaints?

No CFPB complaints against Members Choice Wv appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

The State
credit union · Charleston, WV · $95M assets
Universal
credit union · Huntington, WV · $97M assets
One Community
credit union · Parkersburg, WV · $101M assets
Camc
credit union · Charleston, WV · $79M assets
The United
credit union · Morgantown, WV · $108M assets
First Priority
credit union · Huntington, WV · $75M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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