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credit union

One Community

Parkersburg, WV · Est. 1958
B
Trust Grade
Strong
Score: 88/100

One Community is a credit union based in Parkersburg, West Virginia, established in 1958, with $101 million in total assets serving 8,348 members. By Trust Grade it ranks 58th of 73 credit unions we track in West Virginia. Its net worth ratio of 10.6% trails most similarly sized credit unions (41th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against One Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$100.8M
$100M–1B institution
Members
8,348
Shares & deposits
Net worth ratio
10.6%
Bottom 41% of $100M–1B peers · West Virginia median 13.5%
Return on assets
0.4%
Bottom 28% of $100M–1B peers · West Virginia median 0.77%
Rank in West Virginia
#58
of 73 credit unions

How One Community compares to West Virginia peers

Net worth ratio
Bottom 41% of $100M–1B peers
One Community
10.6%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
One Community
0.4%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded One Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for One Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at One Community insured?

Yes. One Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

One Community: frequently asked questions

Is One Community a good credit union?

One Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.39%).

Is One Community NCUA-insured?

Yes. One Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is One Community?

One Community holds $101 million in total assets, ranking 58th of 73 credit unions we track in West Virginia. It serves 8,348 members.

Does One Community have CFPB complaints?

No CFPB complaints against One Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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