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credit union

Martinsburg V.A. Center

Kearneysville, WV · Est. 1976
A
Trust Grade
Excellent
Score: 98/100

Martinsburg V.A. Center is a credit union based in Kearneysville, West Virginia, established in 1976, with $17 million in total assets serving 1,756 members. By Trust Grade it ranks 14th of 73 credit unions we track in West Virginia. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against Martinsburg V.A. Center appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.1M
<$100M institution
Members
1,756
Shares & deposits
Net worth ratio
14.3%
Top 49% of <$100M peers · West Virginia median 13.5%
Return on assets
1.9%
Top 7% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#14
of 73 credit unions

How Martinsburg V.A. Center compares to West Virginia peers

Net worth ratio
Top 49% of <$100M peers
Martinsburg V.A.
14.3%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Martinsburg V.A.
1.9%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Martinsburg V.A. Center

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.3% capital ratio)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Martinsburg V.A. Center over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Martinsburg V.A. Center insured?

Yes. Martinsburg V.A. Center is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Martinsburg V.A. Center: frequently asked questions

Is Martinsburg V.A. Center a good credit union?

Martinsburg V.A. Center earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.92%).

Is Martinsburg V.A. Center NCUA-insured?

Yes. Martinsburg V.A. Center is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Martinsburg V.A. Center?

Martinsburg V.A. Center holds $17 million in total assets, ranking 14th of 73 credit unions we track in West Virginia. It serves 1,756 members.

Does Martinsburg V.A. Center have CFPB complaints?

No CFPB complaints against Martinsburg V.A. Center appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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