Long Reach
Long Reach is a credit union based in Middlebourne, West Virginia, established in 1975, with $189 million in total assets serving 10,913 members. By Trust Grade it ranks 52nd of 73 credit unions we track in West Virginia. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Long Reach appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Long Reach compares to West Virginia peers
How we graded Long Reach
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Long Reach over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Long Reach insured?
Yes. Long Reach is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Long Reach: frequently asked questions
Is Long Reach a good credit union?
Long Reach earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Strongly profitable (ROA 1.15%).
Is Long Reach NCUA-insured?
Yes. Long Reach is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Long Reach?
Long Reach holds $189 million in total assets, ranking 52nd of 73 credit unions we track in West Virginia. It serves 10,913 members.
Does Long Reach have CFPB complaints?
No CFPB complaints against Long Reach appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
