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credit union

West Virginia Central

Parkersburg, WV · Est. 1969
A
Trust Grade
Excellent
Score: 98/100

West Virginia Central is a credit union based in Parkersburg, West Virginia, established in 1969, with $337 million in total assets serving 23,842 members. By Trust Grade it ranks 22nd of 73 credit unions we track in West Virginia. Its net worth ratio of 13.3% is stronger than 75% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against West Virginia Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$336.7M
$100M–1B institution
Members
23,842
Shares & deposits
Net worth ratio
13.3%
Top 25% of $100M–1B peers · West Virginia median 13.5%
Return on assets
1.8%
Top 5% of $100M–1B peers · West Virginia median 0.77%
Rank in West Virginia
#22
of 73 credit unions

How West Virginia Central compares to West Virginia peers

Net worth ratio
Top 25% of $100M–1B peers
West Virginia
13.3%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
West Virginia
1.8%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded West Virginia Central

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Virginia Central over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Virginia Central insured?

Yes. West Virginia Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Virginia Central: frequently asked questions

Is West Virginia Central a good credit union?

West Virginia Central earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.81%).

Is West Virginia Central NCUA-insured?

Yes. West Virginia Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Virginia Central?

West Virginia Central holds $337 million in total assets, ranking 22nd of 73 credit unions we track in West Virginia. It serves 23,842 members.

Does West Virginia Central have CFPB complaints?

No CFPB complaints against West Virginia Central appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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