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credit union

Madison

Madison, WI · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

Madison is a credit union based in Madison, Wisconsin, established in 1936, with $63 million in total assets serving 3,111 members. By Trust Grade it ranks 39th of 99 credit unions we track in Wisconsin. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Madison appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.6M
<$100M institution
Members
3,111
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Wisconsin median 12%
Return on assets
1.3%
Top 22% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#39
of 99 credit unions

How Madison compares to Wisconsin peers

Net worth ratio
Bottom 26% of <$100M peers
Madison
11.2%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Madison
1.3%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Madison

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Madison over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Madison insured?

Yes. Madison is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Madison: frequently asked questions

Is Madison a good credit union?

Madison earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.26%).

Is Madison NCUA-insured?

Yes. Madison is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Madison?

Madison holds $63 million in total assets, ranking 39th of 99 credit unions we track in Wisconsin. It serves 3,111 members.

Does Madison have CFPB complaints?

No CFPB complaints against Madison appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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