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credit union

Avestar

Waterloo, WI · Est. 1964
A
Trust Grade
Excellent
Score: 91/100

Avestar is a credit union based in Waterloo, Wisconsin, established in 1964, with $66 million in total assets serving 5,873 members. By Trust Grade it ranks 60th of 99 credit unions we track in Wisconsin. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Avestar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.5M
<$100M institution
Members
5,873
Shares & deposits
Net worth ratio
12.0%
Bottom 33% of <$100M peers · Wisconsin median 12%
Return on assets
0.1%
Bottom 27% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#60
of 99 credit unions

How Avestar compares to Wisconsin peers

Net worth ratio
Bottom 33% of <$100M peers
Avestar
12.0%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Avestar
0.1%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Avestar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.0% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avestar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Avestar insured?

Yes. Avestar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avestar: frequently asked questions

Is Avestar a good credit union?

Avestar earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.15%).

Is Avestar NCUA-insured?

Yes. Avestar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Avestar?

Avestar holds $66 million in total assets, ranking 60th of 99 credit unions we track in Wisconsin. It serves 5,873 members.

Does Avestar have CFPB complaints?

No CFPB complaints against Avestar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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