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credit union

Focus

Menomonee Falls, WI · Est. 1964
98/ 100
Trust Grade
Excellent
98 out of 100

Focus is a credit union based in Menomonee Falls, Wisconsin, established in 1964, with $61 million in total assets serving 6,438 members. By Trust Grade it ranks 6th of 99 credit unions we track in Wisconsin. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Focus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.3M
<$100M institution
Members
6,438
Shares & deposits
Net worth ratio
13.8%
Bottom 47% of <$100M peers · Wisconsin median 12%
Return on assets
1.3%
Top 20% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#6
of 99 credit unions

How Focus compares to Wisconsin peers

Net worth ratio
Bottom 47% of <$100M peers
Focus
13.8%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
Focus
1.3%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Focus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Focus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Focus insured?

Yes. Focus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Focus: frequently asked questions

Is Focus a good credit union?

Focus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.32%).

Is Focus NCUA-insured?

Yes. Focus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Focus?

Focus holds $61 million in total assets, ranking 6th of 99 credit unions we track in Wisconsin. It serves 6,438 members.

Does Focus have CFPB complaints?

No CFPB complaints against Focus appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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