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credit union

Oshkosh Community

Oshkosh, WI · Est. 1936
B
Trust Grade
Strong
Score: 83/100

Oshkosh Community is a credit union based in Oshkosh, Wisconsin, established in 1936, with $20 million in total assets serving 2,123 members. By Trust Grade it ranks 88th of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a Wisconsin median of 12%. It posted a loss over the most recent period (-0.39% return on assets), a point to watch. No consumer complaints against Oshkosh Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.4M
<$100M institution
Members
2,123
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · Wisconsin median 12%
Return on assets
-0.4%
Bottom 14% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#88
of 99 credit unions

How Oshkosh Community compares to Wisconsin peers

Net worth ratio
Bottom 24% of <$100M peers
Oshkosh Community
10.9%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of <$100M peers
Oshkosh Community
-0.4%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Oshkosh Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (10.9% capital ratio)
  • Unprofitable over the period (ROA -0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oshkosh Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Oshkosh Community insured?

Yes. Oshkosh Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oshkosh Community: frequently asked questions

Is Oshkosh Community a good credit union?

Oshkosh Community earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Unprofitable over the period (ROA -0.39%).

Is Oshkosh Community NCUA-insured?

Yes. Oshkosh Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Oshkosh Community?

Oshkosh Community holds $20 million in total assets, ranking 88th of 99 credit unions we track in Wisconsin. It serves 2,123 members.

Does Oshkosh Community have CFPB complaints?

No CFPB complaints against Oshkosh Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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