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credit union

Racine Municipal Employees

Racine, WI · Est. 1953
A
Trust Grade
Excellent
Score: 97/100

Racine Municipal Employees is a credit union based in Racine, Wisconsin, established in 1953, with $26 million in total assets serving 1,894 members. By Trust Grade it ranks 29th of 99 credit unions we track in Wisconsin. Its net worth ratio of 12.5% trails most similarly sized credit unions (38th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Racine Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.8M
<$100M institution
Members
1,894
Shares & deposits
Net worth ratio
12.5%
Bottom 38% of <$100M peers · Wisconsin median 12%
Return on assets
0.9%
Top 35% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#29
of 99 credit unions

How Racine Municipal Employees compares to Wisconsin peers

Net worth ratio
Bottom 38% of <$100M peers
Racine Municipal
12.5%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Racine Municipal
0.9%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Racine Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Racine Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Racine Municipal Employees insured?

Yes. Racine Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Racine Municipal Employees: frequently asked questions

Is Racine Municipal Employees a good credit union?

Racine Municipal Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.91%).

Is Racine Municipal Employees NCUA-insured?

Yes. Racine Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Racine Municipal Employees?

Racine Municipal Employees holds $26 million in total assets, ranking 29th of 99 credit unions we track in Wisconsin. It serves 1,894 members.

Does Racine Municipal Employees have CFPB complaints?

No CFPB complaints against Racine Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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