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credit union

Mcu Financial Center

Racine, WI · Est. 1939
B
Trust Grade
Strong
Score: 89/100

Mcu Financial Center is a credit union based in Racine, Wisconsin, established in 1939, with $31 million in total assets serving 2,743 members. By Trust Grade it ranks 73rd of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Mcu Financial Center appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.7M
<$100M institution
Members
2,743
Shares & deposits
Net worth ratio
10.6%
Bottom 22% of <$100M peers · Wisconsin median 12%
Return on assets
0.5%
Bottom 46% of <$100M peers · Wisconsin median 0.86%
Rank in Wisconsin
#73
of 99 credit unions

How Mcu Financial Center compares to Wisconsin peers

Net worth ratio
Bottom 22% of <$100M peers
Mcu Financial
10.6%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
Mcu Financial
0.5%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Mcu Financial Center

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mcu Financial Center over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mcu Financial Center insured?

Yes. Mcu Financial Center is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mcu Financial Center: frequently asked questions

Is Mcu Financial Center a good credit union?

Mcu Financial Center earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.53%).

Is Mcu Financial Center NCUA-insured?

Yes. Mcu Financial Center is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mcu Financial Center?

Mcu Financial Center holds $31 million in total assets, ranking 73rd of 99 credit unions we track in Wisconsin. It serves 2,743 members.

Does Mcu Financial Center have CFPB complaints?

No CFPB complaints against Mcu Financial Center appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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