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Bnc National Bank

Glendale, AZ · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bnc National Bank is a bank based in Glendale, Arizona, established in 2001, with $1.1 billion in total assets across 13 branches. By Trust Grade it ranks 1st of 12 banks we track in Arizona. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Bnc National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$938.2M
Branches
13
Capital ratio
11.1%
Top 36% of $1B–10B peers · Arizona median 10.4%
Return on assets
1.0%
Bottom 36% of $1B–10B peers · Arizona median 0.43%
Rank in Arizona
#1
of 12 banks

How Bnc National Bank compares to Arizona peers

Capital ratio
Top 36% of $1B–10B peers
Bnc National
11.1%
Arizona median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $1B–10B peers
Bnc National
1.0%
Arizona median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Bnc National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bnc National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 104 N Broadway St, Linton, ND 58552
  • 92 N Main St, Garrison, ND 58540
  • 210 S Main St, Stanley, ND 58784
  • 205 N Main St, Watford City, ND 58854
  • 206 S Main St, Crosby, ND 58730
  • 219 S 3rd St, Bismarck, ND 58504
  • 116 N 4th St, Bismarck, ND 58501
  • 801 E Century Ave, Bismarck, ND 58503
  • 20175 N 67th Ave, Glendale, AZ 85308
  • 322 E Main Ave, Bismarck, ND 58501
  • 322 E Main Ave, Bismarck, ND 58501
  • 2711 Sunset Dr, Mandan, ND 58554
  • 3000 Yorktown Dr, Bismarck, ND 58503

Are deposits at Bnc National Bank insured?

Yes. Bnc National Bank is an FDIC-insured bank (FDIC certificate #57197). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bnc National Bank: frequently asked questions

Is Bnc National Bank a good bank?

Bnc National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.04%).

Is Bnc National Bank FDIC-insured?

Yes. Bnc National Bank is a FDIC-insured bank (FDIC certificate #57197). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bnc National Bank?

Bnc National Bank holds $1.1 billion in total assets, ranking 1st of 12 banks we track in Arizona. It operates 13 branches.

Does Bnc National Bank have CFPB complaints?

No CFPB complaints against Bnc National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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