Southwest Heritage Bank is a bank based in Scottsdale, Arizona, established in 1934, with $915 million in total assets across 9 branches. By Trust Grade it ranks 3rd of 12 banks we track in Arizona. Its capital ratio of 13.1% is stronger than 81% of similarly sized banks, versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Southwest Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Heritage Bank compares to Arizona peers
How we graded Southwest Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 7315 N Oracle Rd, Tucson, AZ 85704
- 8777 E Hartford Dr, Scottsdale, AZ 85255
- 265 W Continental Rd, Green Valley, AZ 85622
- 220 N Telshor Blvd, Las Cruces, NM 88011
- 16435 N Scottsdale Rd, Scottsdale, AZ 85254
- 6350 Escondido Dr, El Paso, TX 79912
- 5210 E Williams Cir, Tucson, AZ 85711
- 500 10th St, Alamogordo, NM 88310
- 2915 E Baseline Rd, Gilbert, AZ 85234
Are deposits at Southwest Heritage Bank insured?
Yes. Southwest Heritage Bank is an FDIC-insured bank (FDIC certificate #29087). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Heritage Bank: frequently asked questions
Is Southwest Heritage Bank a good bank?
Southwest Heritage Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.85%).
Is Southwest Heritage Bank FDIC-insured?
Yes. Southwest Heritage Bank is a FDIC-insured bank (FDIC certificate #29087). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwest Heritage Bank?
Southwest Heritage Bank holds $915 million in total assets, ranking 3rd of 12 banks we track in Arizona. It operates 9 branches.
Does Southwest Heritage Bank have CFPB complaints?
No CFPB complaints against Southwest Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
