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Usaa Federal Savings Bank

Phoenix, AZ · Est. 1983 · Website ↗
C
Trust Grade
Average
Score: 79/100

Usaa Federal Savings Bank is a bank based in Phoenix, Arizona, established in 1983, with $109.7 billion in total assets across 2 branches. By Trust Grade it ranks 10th of 12 banks we track in Arizona. Its capital ratio of 5.1% trails most similarly sized banks (0th percentile), versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Usaa Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$109.7B
≥$100B institution
Deposits
$94.9B
Branches
2
Capital ratio
5.1%
Bottom 0% of ≥$100B peers · Arizona median 10.4%
Return on assets
0.8%
Bottom 9% of ≥$100B peers · Arizona median 0.43%
Rank in Arizona
#10
of 12 banks

How Usaa Federal Savings Bank compares to Arizona peers

Capital ratio
Bottom 0% of ≥$100B peers
Usaa Federal
5.1%
Arizona median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of ≥$100B peers
Usaa Federal
0.8%
Arizona median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Usaa Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (5.1% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Usaa Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1 Norterra Dr, Phoenix, AZ 85085
  • 10750 Mcdermott Fwy, San Antonio, TX 78288

Are deposits at Usaa Federal Savings Bank insured?

Yes. Usaa Federal Savings Bank is an FDIC-insured bank (FDIC certificate #32188). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Usaa Federal Savings Bank: frequently asked questions

Is Usaa Federal Savings Bank a good bank?

Usaa Federal Savings Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (5.1% capital ratio); Profitable (ROA 0.82%).

Is Usaa Federal Savings Bank FDIC-insured?

Yes. Usaa Federal Savings Bank is a FDIC-insured bank (FDIC certificate #32188). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Usaa Federal Savings Bank?

Usaa Federal Savings Bank holds $109.7 billion in total assets, ranking 10th of 12 banks we track in Arizona. It operates 2 branches.

Does Usaa Federal Savings Bank have CFPB complaints?

No CFPB complaints against Usaa Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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