American Business Bank is a bank based in Los Angeles, California, established in 1998, with $4.4 billion in total assets across 10 branches. By Trust Grade it ranks 68th of 117 banks we track in California. Its capital ratio of 9.6% trails most similarly sized banks (37th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against American Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Business Bank compares to California peers
How we graded American Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 21800 Oxnard St, Woodland Hills, CA 91367
- 970 W 190th St, Torrance, CA 90502
- 2030 Main St, Irvine, CA 92614
- 3633 Inland Empire Blvd, Ontario, CA 91764
- 400 S Hope St, Los Angeles, CA 90071
- 2400 E Katella Ave, Anaheim, CA 92806
- 1250 Corona Pointe Ct, Corona, CA 92879
- 5000 E Spring St, Long Beach, CA 90815
- 4727 Executive Dr, San Diego, CA 92121
- 3801 University Ave, Riverside, CA 92501
Are deposits at American Business Bank insured?
Yes. American Business Bank is an FDIC-insured bank (FDIC certificate #34788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Business Bank: frequently asked questions
Is American Business Bank a good bank?
American Business Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.45%).
Is American Business Bank FDIC-insured?
Yes. American Business Bank is a FDIC-insured bank (FDIC certificate #34788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Business Bank?
American Business Bank holds $4.4 billion in total assets, ranking 68th of 117 banks we track in California. It operates 10 branches.
Does American Business Bank have CFPB complaints?
No CFPB complaints against American Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
