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Bank Of Stockton

Stockton, CA · Est. 1867 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Stockton is a bank based in Stockton, California, established in 1867, with $4.8 billion in total assets across 21 branches. By Trust Grade it ranks 2nd of 117 banks we track in California. Its capital ratio of 18.6% is stronger than 97% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 4.57% return on assets. No consumer complaints against Bank Of Stockton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.8B
$1B–10B institution
Deposits
$3.8B
Branches
21
Capital ratio
18.6%
Top 3% of $1B–10B peers · California median 11.7%
Return on assets
4.6%
Top 1% of $1B–10B peers · California median 1.14%
Rank in California
#2
of 117 banks

How Bank Of Stockton compares to California peers

Capital ratio
Top 3% of $1B–10B peers
Bank Of
18.6%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $1B–10B peers
Bank Of
4.6%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Stockton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.6% capital ratio)
  • Strongly profitable (ROA 4.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Stockton over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 301 E Miner Ave, Stockton, CA 95202
  • 120 W Walnut St, Lodi, CA 95240
  • 6808 Pacific Ave, Stockton, CA 95207
  • 4515 Quail Lakes Dr, Stockton, CA 95207
  • 229 S Main St, Angels Camp, CA 95222
  • 230 Main St, Rio Vista, CA 94571
  • 234 W Main St, Ripon, CA 95366
  • 1505 2nd St, Napa, CA 94559
  • 1175 N Tracy Blvd, Tracy, CA 95376
  • 660 N Main St, Manteca, CA 95336
  • 19892 Highway 88, Pine Grove, CA 95665
  • 549 S Washington St, Sonora, CA 95370
  • 2407 Waterman Blvd, Fairfield, CA 94534
  • 4204 Dale Rd, Modesto, CA 95356
  • 134 S Golden State Blvd, Turlock, CA 95380
  • 1376 E F St, Oakdale, CA 95361
  • 8150 Laguna Blvd, Elk Grove, CA 95758
  • 6590 Lone Tree Way, Brentwood, CA 94513
  • 1302 J St, Modesto, CA 95354
  • 1102 W Kettleman Ln, Lodi, CA 95240
  • 2200 N. First Street, Dixon, CA 95620

Are deposits at Bank Of Stockton insured?

Yes. Bank Of Stockton is an FDIC-insured bank (FDIC certificate #1536). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Stockton: frequently asked questions

Is Bank Of Stockton a good bank?

Bank Of Stockton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.6% capital ratio); Strongly profitable (ROA 4.57%).

Is Bank Of Stockton FDIC-insured?

Yes. Bank Of Stockton is a FDIC-insured bank (FDIC certificate #1536). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Stockton?

Bank Of Stockton holds $4.8 billion in total assets, ranking 2nd of 117 banks we track in California. It operates 21 branches.

Does Bank Of Stockton have CFPB complaints?

No CFPB complaints against Bank Of Stockton appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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