Ameris Bank is a bank based in Atlanta, Georgia, established in 1971, with $28.0 billion in total assets across 178 branches. By Trust Grade it ranks 26th of 124 banks we track in Georgia. Its capital ratio of 14.4% is stronger than 86% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Ameris Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ameris Bank compares to Georgia peers
How we graded Ameris Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Strongly profitable (ROA 1.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ameris Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (178)
- 109 W 3rd St, Donalsonville, GA 39845
- 137 West Broad Avenue, Doerun, GA 31744
- 735 2nd St W, Tifton, GA 31794
- 601 Reid St, Palatka, FL 32177
- 300 S Irwin Ave, Ocilla, GA 31774
- 3361 N Main St, Gainesville, FL 32609
- 210 S Oak St, Jackson, GA 30233
- 4806 N Henry Blvd, Stockbridge, GA 30281
- 138 Us Highway 90 E, Defuniak Springs, FL 32433
- 100 Pearl Ave S, Douglas, GA 31533
- 120 Drayton St, Savannah, GA 31401
- 3490 Piedmont Rd Ne, Atlanta, GA 30305
- 208 E Greene St, Monticello, GA 31064
- 3490 Piedmont Rd Ne, Atlanta, GA 30305
- 301 E Church St, Cartersville, GA 30120
- 6157 Fairburn Rd, Douglasville, GA 30134
- 101 W Hendry St, Hinesville, GA 31313
- 100 Southpark Blvd, Saint Augustine, FL 32086
- 2101 Veterans Blvd, Dublin, GA 31021
- 1140 S Eufaula Ave, Eufaula, AL 36027
- 201 Ohio Ave S, Live Oak, FL 32064
- 182 W Liberty Ave, Lyons, GA 30436
- 14977 Us Highway 19 S, Thomasville, GA 31792
- 25501 Ne State Road 26, Melrose, FL 32666
- 18785 High Springs Main St, High Springs, FL 32643
- 5010 Nw 43rd St, Gainesville, FL 32606
- 295 Fairview Rd, Ellenwood, GA 30294
- 114 John Frank Ward Blvd, Mcdonough, GA 30253
- 4979 Bill Gardner Pkwy, Locust Grove, GA 30248
- 1705 E 1st St, Vidalia, GA 30474
- 501 Us Highway 80 W, Pooler, GA 31322
- 1707 1st Ave Se, Moultrie, GA 31768
- 2513 S Main St, Moultrie, GA 31768
- 2255 Northlake Pkwy, Tucker, GA 30084
- 260 Peachtree Street, N.E. Ste 100, Atlanta, GA 30303
- 225 Sandy Springs Cir, Sandy Springs, GA 30328
- 1425 Dunwoody Village Pkwy, Dunwoody, GA 30338
- 10920 Crabapple Rd, Roswell, GA 30075
- 1223 Johnson Ferry Rd, Marietta, GA 30068
- 1325 Hembree Rd, Roswell, GA 30076
Are deposits at Ameris Bank insured?
Yes. Ameris Bank is an FDIC-insured bank (FDIC certificate #20504). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ameris Bank: frequently asked questions
Is Ameris Bank a good bank?
Ameris Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 1.64%).
Is Ameris Bank FDIC-insured?
Yes. Ameris Bank is a FDIC-insured bank (FDIC certificate #20504). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ameris Bank?
Ameris Bank holds $28.0 billion in total assets, ranking 26th of 124 banks we track in Georgia. It operates 178 branches.
Does Ameris Bank have CFPB complaints?
No CFPB complaints against Ameris Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
