American Commerce Bank, National Association is a bank based in Bremen, Georgia, established in 2004, with $488 million in total assets across 4 branches. By Trust Grade it ranks 48th of 124 banks we track in Georgia. Its capital ratio of 16.9% is stronger than 94% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against American Commerce Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Commerce Bank, National Association compares to Georgia peers
How we graded American Commerce Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.9% capital ratio)
- Strongly profitable (ROA 1.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Commerce Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 400 Us Highway 27 Byp, Bremen, GA 30110
- 536 N Monroe St, Tallahassee, FL 32301
- 10690 Medlock Bridge Rd, Johns Creek, GA 30097
- 314 Newnan St, Carrollton, GA 30117
Are deposits at American Commerce Bank, National Association insured?
Yes. American Commerce Bank, National Association is an FDIC-insured bank (FDIC certificate #57686). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Commerce Bank, National Association: frequently asked questions
Is American Commerce Bank, National Association a good bank?
American Commerce Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Strongly profitable (ROA 1.80%).
Is American Commerce Bank, National Association FDIC-insured?
Yes. American Commerce Bank, National Association is a FDIC-insured bank (FDIC certificate #57686). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Commerce Bank, National Association?
American Commerce Bank, National Association holds $488 million in total assets, ranking 48th of 124 banks we track in Georgia. It operates 4 branches.
Does American Commerce Bank, National Association have CFPB complaints?
No CFPB complaints against American Commerce Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
