The Bank Of Lafayette, Georgia is a bank based in La Fayette, Georgia, established in 1899, with $452 million in total assets across 3 branches. By Trust Grade it ranks 122nd of 124 banks we track in Georgia. Its capital ratio of 3.8% trails most similarly sized banks (0th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against The Bank Of Lafayette, Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank Of Lafayette, Georgia compares to Georgia peers
How we graded The Bank Of Lafayette, Georgia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (3.8%)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank Of Lafayette, Georgia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- West Main And Chattanooga Streets, Lafayette, GA 30728
- U.S. Highway 27 And Georgia Highway 95, Rock Spring, GA 30739
- 101 W Patton St, La Fayette, GA 30728
Are deposits at The Bank Of Lafayette, Georgia insured?
Yes. The Bank Of Lafayette, Georgia is an FDIC-insured bank (FDIC certificate #9245). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank Of Lafayette, Georgia: frequently asked questions
Is The Bank Of Lafayette, Georgia a good bank?
The Bank Of Lafayette, Georgia earns a Bankzia Trust Grade of D (66/100, "Below average"), based on a financial-strength score of 66/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.8%); Profitable (ROA 0.92%).
Is The Bank Of Lafayette, Georgia FDIC-insured?
Yes. The Bank Of Lafayette, Georgia is a FDIC-insured bank (FDIC certificate #9245). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank Of Lafayette, Georgia?
The Bank Of Lafayette, Georgia holds $452 million in total assets, ranking 122nd of 124 banks we track in Georgia. It operates 3 branches.
Does The Bank Of Lafayette, Georgia have CFPB complaints?
No CFPB complaints against The Bank Of Lafayette, Georgia appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
