Planters First Bank is a bank based in Cordele, Georgia, established in 1896, with $466 million in total assets across 7 branches. By Trust Grade it ranks 85th of 124 banks we track in Georgia. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.66% return on assets. No consumer complaints against Planters First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Planters First Bank compares to Georgia peers
How we graded Planters First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Planters First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- Cherry And Fourth Streets, Ocilla, GA 31774
- 408 Broad St, Hawkinsville, GA 31036
- 105 Commerce St, Hawkinsville, GA 31036
- 1400 Sam Nunn Blvd, Perry, GA 31069
- 1620 E 16th Ave, Cordele, GA 31015
- 361 S Houston Lake Rd, Warner Robins, GA 31088
- 201 Sheraton Boulevard, Macon, GA 31210
Are deposits at Planters First Bank insured?
Yes. Planters First Bank is an FDIC-insured bank (FDIC certificate #9064). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Planters First Bank: frequently asked questions
Is Planters First Bank a good bank?
Planters First Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.66%).
Is Planters First Bank FDIC-insured?
Yes. Planters First Bank is a FDIC-insured bank (FDIC certificate #9064). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Planters First Bank?
Planters First Bank holds $466 million in total assets, ranking 85th of 124 banks we track in Georgia. It operates 7 branches.
Does Planters First Bank have CFPB complaints?
No CFPB complaints against Planters First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
