The Commercial Bank is a bank based in Crawford, Georgia, established in 1924, with $459 million in total assets across 5 branches. By Trust Grade it ranks 98th of 124 banks we track in Georgia. Its capital ratio of 8.3% trails most similarly sized banks (18th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 3.13% return on assets. No consumer complaints against The Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Commercial Bank compares to Georgia peers
How we graded The Commercial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 3.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 102 N. Church Street, Crawford, GA 30630
- 100 Moores Grove Rd, Winterville, GA 30683
- 1357 Oconee Connector, Watkinsville, GA 30677
- 210 General Daniel Ave N, Danielsville, GA 30633
- 35 N 4th St, Colbert, GA 30628
Are deposits at The Commercial Bank insured?
Yes. The Commercial Bank is an FDIC-insured bank (FDIC certificate #175). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Commercial Bank: frequently asked questions
Is The Commercial Bank a good bank?
The Commercial Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 3.13%).
Is The Commercial Bank FDIC-insured?
Yes. The Commercial Bank is a FDIC-insured bank (FDIC certificate #175). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Commercial Bank?
The Commercial Bank holds $459 million in total assets, ranking 98th of 124 banks we track in Georgia. It operates 5 branches.
Does The Commercial Bank have CFPB complaints?
No CFPB complaints against The Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
