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Community Savings Bank

Chicago, IL · Est. 1925 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Community Savings Bank is a bank based in Chicago, Illinois, established in 1925, with $408 million in total assets across 2 branches. By Trust Grade it ranks 289th of 328 banks we track in Illinois. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.32% return on assets), a point to watch. No consumer complaints against Community Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$408.2M
$100M–1B institution
Deposits
$359.9M
Branches
2
Capital ratio
11.6%
Top 31% of $100M–1B peers · Illinois median 10.3%
Return on assets
-0.3%
Bottom 2% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#289
of 328 banks

How Community Savings Bank compares to Illinois peers

Capital ratio
Top 31% of $100M–1B peers
Community Savings
11.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Community Savings
-0.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Community Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (11.6% capital ratio)
  • Unprofitable over the period (ROA -0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 4824 W Belmont Ave, Chicago, IL 60641
  • 4801 W Belmont Ave, Chicago, IL 60641

Are deposits at Community Savings Bank insured?

Yes. Community Savings Bank is an FDIC-insured bank (FDIC certificate #28841). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Savings Bank: frequently asked questions

Is Community Savings Bank a good bank?

Community Savings Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Unprofitable over the period (ROA -0.32%).

Is Community Savings Bank FDIC-insured?

Yes. Community Savings Bank is a FDIC-insured bank (FDIC certificate #28841). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Savings Bank?

Community Savings Bank holds $408 million in total assets, ranking 289th of 328 banks we track in Illinois. It operates 2 branches.

Does Community Savings Bank have CFPB complaints?

No CFPB complaints against Community Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Union National Bank And Trust Company Of Elgin
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Community State Bank
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First Secure Bank And Trust Co.
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First Trust Bank Of Illinois
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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