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First Secure Bank And Trust Co.

Palos Hills, IL · Est. 1977 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Secure Bank And Trust Co. is a bank based in Palos Hills, Illinois, established in 1977, with $395 million in total assets across 6 branches. By Trust Grade it ranks 190th of 328 banks we track in Illinois. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against First Secure Bank And Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$395.4M
$100M–1B institution
Deposits
$314.4M
Branches
6
Capital ratio
10.2%
Top 49% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#190
of 328 banks

How First Secure Bank And Trust Co. compares to Illinois peers

Capital ratio
Top 49% of $100M–1B peers
First Secure
10.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
First Secure
0.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Secure Bank And Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Secure Bank And Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 10360 S Roberts Rd, Palos Hills, IL 60465
  • 11901 Southwest Hwy, Palos Park, IL 60464
  • 15901 Central Ave, Oak Forest, IL 60452
  • 19648 S La Grange Rd, Mokena, IL 60448
  • 11901 W 143rd St, Orland Park, IL 60467
  • 18299 Harlem Ave, Tinley Park, IL 60477

Are deposits at First Secure Bank And Trust Co. insured?

Yes. First Secure Bank And Trust Co. is an FDIC-insured bank (FDIC certificate #22536). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Secure Bank And Trust Co.: frequently asked questions

Is First Secure Bank And Trust Co. a good bank?

First Secure Bank And Trust Co. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.59%).

Is First Secure Bank And Trust Co. FDIC-insured?

Yes. First Secure Bank And Trust Co. is a FDIC-insured bank (FDIC certificate #22536). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Secure Bank And Trust Co.?

First Secure Bank And Trust Co. holds $395 million in total assets, ranking 190th of 328 banks we track in Illinois. It operates 6 branches.

Does First Secure Bank And Trust Co. have CFPB complaints?

No CFPB complaints against First Secure Bank And Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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