Union National Bank And Trust Company Of Elgin is a bank based in Elgin, Illinois, established in 1904, with $409 million in total assets across 2 branches. By Trust Grade it ranks 137th of 328 banks we track in Illinois. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.24% return on assets. No consumer complaints against Union National Bank And Trust Company Of Elgin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union National Bank And Trust Company Of Elgin compares to Illinois peers
How we graded Union National Bank And Trust Company Of Elgin
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union National Bank And Trust Company Of Elgin over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 101 E Chicago St, Elgin, IL 60120
- 101 E Chicago St, Elgin, IL 60120
Are deposits at Union National Bank And Trust Company Of Elgin insured?
Yes. Union National Bank And Trust Company Of Elgin is an FDIC-insured bank (FDIC certificate #3661). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union National Bank And Trust Company Of Elgin: frequently asked questions
Is Union National Bank And Trust Company Of Elgin a good bank?
Union National Bank And Trust Company Of Elgin earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 2.24%).
Is Union National Bank And Trust Company Of Elgin FDIC-insured?
Yes. Union National Bank And Trust Company Of Elgin is a FDIC-insured bank (FDIC certificate #3661). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Union National Bank And Trust Company Of Elgin?
Union National Bank And Trust Company Of Elgin holds $409 million in total assets, ranking 137th of 328 banks we track in Illinois. It operates 2 branches.
Does Union National Bank And Trust Company Of Elgin have CFPB complaints?
No CFPB complaints against Union National Bank And Trust Company Of Elgin appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
