Community State Bank is a bank based in Galva, Illinois, established in 1980, with $404 million in total assets across 8 branches. By Trust Grade it ranks 65th of 328 banks we track in Illinois. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community State Bank compares to Illinois peers
How we graded Community State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 101 West St, Franklin, IL 62638
- 625 Se 2nd St, Galva, IL 61434
- 409 Tenney St, Kewanee, IL 61443
- 300 N Main St, Kewanee, IL 61443
- 105 N Main St, Walnut, IL 61376
- 1535 N Henderson St, Galesburg, IL 61401
- 331 E Main St, Knoxville, IL 61448
- 120 W Commercial St, Neponset, IL 61345
Are deposits at Community State Bank insured?
Yes. Community State Bank is an FDIC-insured bank (FDIC certificate #23257). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community State Bank: frequently asked questions
Is Community State Bank a good bank?
Community State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.37%).
Is Community State Bank FDIC-insured?
Yes. Community State Bank is a FDIC-insured bank (FDIC certificate #23257). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community State Bank?
Community State Bank holds $404 million in total assets, ranking 65th of 328 banks we track in Illinois. It operates 8 branches.
Does Community State Bank have CFPB complaints?
No CFPB complaints against Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
