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First National Bank Of Pana

Pana, IL · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank Of Pana is a bank based in Pana, Illinois, established in 1930, with $405 million in total assets across 6 branches. By Trust Grade it ranks 95th of 328 banks we track in Illinois. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against First National Bank Of Pana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$405.1M
$100M–1B institution
Deposits
$361.4M
Branches
6
Capital ratio
10.2%
Top 49% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.8%
Top 19% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#95
of 328 banks

How First National Bank Of Pana compares to Illinois peers

Capital ratio
Top 49% of $100M–1B peers
First National
10.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
First National
1.8%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Pana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Pana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • East Illinois Street And Route 51, Assumption, IL 62510
  • 306 S Locust St, Pana, IL 62557
  • 600 W Spresser St, Taylorville, IL 62568
  • 202 N Saint Marie St, Blue Mound, IL 62513
  • 1688 S Baltimore Ave, Decatur, IL 62521
  • 100 S Water St, Decatur, IL 62523

Are deposits at First National Bank Of Pana insured?

Yes. First National Bank Of Pana is an FDIC-insured bank (FDIC certificate #3720). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Pana: frequently asked questions

Is First National Bank Of Pana a good bank?

First National Bank Of Pana earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.78%).

Is First National Bank Of Pana FDIC-insured?

Yes. First National Bank Of Pana is a FDIC-insured bank (FDIC certificate #3720). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Pana?

First National Bank Of Pana holds $405 million in total assets, ranking 95th of 328 banks we track in Illinois. It operates 6 branches.

Does First National Bank Of Pana have CFPB complaints?

No CFPB complaints against First National Bank Of Pana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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