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Dewey Bank

Dewey, IL · Est. 1902 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Dewey Bank is a bank based in Dewey, Illinois, established in 1902, with $30 million in total assets across 1 branch. By Trust Grade it ranks 15th of 328 banks we track in Illinois. Its capital ratio of 12.7% is stronger than 57% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Dewey Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.3M
<$100M institution
Deposits
$26.3M
Branches
1
Capital ratio
12.7%
Top 43% of <$100M peers · Illinois median 10.3%
Return on assets
1.6%
Top 19% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#15
of 328 banks

How Dewey Bank compares to Illinois peers

Capital ratio
Top 43% of <$100M peers
Dewey Bank
12.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Dewey Bank
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Dewey Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Dewey Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2994 County Road 900 E, Dewey, IL 61840

Are deposits at Dewey Bank insured?

Yes. Dewey Bank is an FDIC-insured bank (FDIC certificate #10803). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dewey Bank: frequently asked questions

Is Dewey Bank a good bank?

Dewey Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.61%).

Is Dewey Bank FDIC-insured?

Yes. Dewey Bank is a FDIC-insured bank (FDIC certificate #10803). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dewey Bank?

Dewey Bank holds $30 million in total assets, ranking 15th of 328 banks we track in Illinois. It operates 1 branch.

Does Dewey Bank have CFPB complaints?

No CFPB complaints against Dewey Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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