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First State Bank Of St. Peter

Saint Peter, IL · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Bank Of St. Peter is a bank based in Saint Peter, Illinois, established in 1908, with $30 million in total assets across 1 branch. By Trust Grade it ranks 24th of 328 banks we track in Illinois. Its capital ratio of 17.3% is stronger than 80% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against First State Bank Of St. Peter appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.3M
<$100M institution
Deposits
$24.9M
Branches
1
Capital ratio
17.3%
Top 20% of <$100M peers · Illinois median 10.3%
Return on assets
1.6%
Top 18% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#24
of 328 banks

How First State Bank Of St. Peter compares to Illinois peers

Capital ratio
Top 20% of <$100M peers
First State
17.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
First State
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of St. Peter

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.3% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of St. Peter over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 200 E 3rd St, Saint Peter, IL 62880

Are deposits at First State Bank Of St. Peter insured?

Yes. First State Bank Of St. Peter is an FDIC-insured bank (FDIC certificate #11302). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of St. Peter: frequently asked questions

Is First State Bank Of St. Peter a good bank?

First State Bank Of St. Peter earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 1.65%).

Is First State Bank Of St. Peter FDIC-insured?

Yes. First State Bank Of St. Peter is a FDIC-insured bank (FDIC certificate #11302). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of St. Peter?

First State Bank Of St. Peter holds $30 million in total assets, ranking 24th of 328 banks we track in Illinois. It operates 1 branch.

Does First State Bank Of St. Peter have CFPB complaints?

No CFPB complaints against First State Bank Of St. Peter appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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