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Citizens Bank Of Edinburg

Edinburg, IL · Est. 1971 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Citizens Bank Of Edinburg is a bank based in Edinburg, Illinois, established in 1971, with $30 million in total assets across 1 branch. By Trust Grade it ranks 134th of 328 banks we track in Illinois. Its capital ratio of 10.7% trails most similarly sized banks (36th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Citizens Bank Of Edinburg appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.2M
<$100M institution
Deposits
$26.7M
Branches
1
Capital ratio
10.7%
Bottom 36% of <$100M peers · Illinois median 10.3%
Return on assets
1.0%
Top 49% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#134
of 328 banks

How Citizens Bank Of Edinburg compares to Illinois peers

Capital ratio
Bottom 36% of <$100M peers
Citizens Bank
10.7%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Citizens Bank
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Edinburg

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.7% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Edinburg over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 E Washington St, Edinburg, IL 62531

Are deposits at Citizens Bank Of Edinburg insured?

Yes. Citizens Bank Of Edinburg is an FDIC-insured bank (FDIC certificate #20454). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Edinburg: frequently asked questions

Is Citizens Bank Of Edinburg a good bank?

Citizens Bank Of Edinburg earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.96%).

Is Citizens Bank Of Edinburg FDIC-insured?

Yes. Citizens Bank Of Edinburg is a FDIC-insured bank (FDIC certificate #20454). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Edinburg?

Citizens Bank Of Edinburg holds $30 million in total assets, ranking 134th of 328 banks we track in Illinois. It operates 1 branch.

Does Citizens Bank Of Edinburg have CFPB complaints?

No CFPB complaints against Citizens Bank Of Edinburg appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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