Milford Building And Loan Association
Milford Building And Loan Association is a bank based in Milford, Illinois, established in 1883, with $27 million in total assets across 1 branch. By Trust Grade it ranks 248th of 328 banks we track in Illinois. Its capital ratio of 12.2% is stronger than 52% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Milford Building And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Milford Building And Loan Association compares to Illinois peers
How we graded Milford Building And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Milford Building And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 131 E Jones St, Milford, IL 60953
Are deposits at Milford Building And Loan Association insured?
Yes. Milford Building And Loan Association is an FDIC-insured bank (FDIC certificate #30152). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Milford Building And Loan Association: frequently asked questions
Is Milford Building And Loan Association a good bank?
Milford Building And Loan Association earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.23%).
Is Milford Building And Loan Association FDIC-insured?
Yes. Milford Building And Loan Association is a FDIC-insured bank (FDIC certificate #30152). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Milford Building And Loan Association?
Milford Building And Loan Association holds $27 million in total assets, ranking 248th of 328 banks we track in Illinois. It operates 1 branch.
Does Milford Building And Loan Association have CFPB complaints?
No CFPB complaints against Milford Building And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
