Vermont State Bank is a bank based in Vermont, Illinois, established in 1947, with $31 million in total assets across 1 branch. By Trust Grade it ranks 44th of 328 banks we track in Illinois. Its capital ratio of 26.1% is stronger than 92% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 6.86% return on assets. No consumer complaints against Vermont State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vermont State Bank compares to Illinois peers
How we graded Vermont State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (26.1% capital ratio)
- Strongly profitable (ROA 6.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vermont State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 106 N Main St, Vermont, IL 61484
Are deposits at Vermont State Bank insured?
Yes. Vermont State Bank is an FDIC-insured bank (FDIC certificate #16585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vermont State Bank: frequently asked questions
Is Vermont State Bank a good bank?
Vermont State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.1% capital ratio); Strongly profitable (ROA 6.86%).
Is Vermont State Bank FDIC-insured?
Yes. Vermont State Bank is a FDIC-insured bank (FDIC certificate #16585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Vermont State Bank?
Vermont State Bank holds $31 million in total assets, ranking 44th of 328 banks we track in Illinois. It operates 1 branch.
Does Vermont State Bank have CFPB complaints?
No CFPB complaints against Vermont State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
