Dieterich Bank is a bank based in Effingham, Illinois, established in 1909, with $1.6 billion in total assets across 17 branches. By Trust Grade it ranks 235th of 328 banks we track in Illinois. Its capital ratio of 8.8% trails most similarly sized banks (19th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Dieterich Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dieterich Bank compares to Illinois peers
How we graded Dieterich Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dieterich Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 104 E Broadway, Trenton, IL 62293
- 1510 E. Fayette Ave., Effingham, IL 62401
- 1108 S Van Buren St, Newton, IL 62448
- 10911 East State Hwy 33, Effingham, IL 62401
- 1405 N Illinois Route 3, Waterloo, IL 62298
- 300 Sur Woods Dr, Effingham, IL 62401
- 101 S Main St, Dieterich, IL 62424
- 510 W Fayette Ave, Effingham, IL 62401
- 218 N Main St, Columbia, IL 62236
- 423 E Cumberland Rd, Saint Elmo, IL 62458
- 2159 S State Route 157, Edwardsville, IL 62025
- 9420 Holy Cross Lane, Breese, IL 62230
- 101 N Main St, Waterloo, IL 62298
- 550 N 2nd St, Breese, IL 62230
- 2231 State St, Chester, IL 62233
- 1411 S Main St, Red Bud, IL 62278
- 115 W Market St, Red Bud, IL 62278
Are deposits at Dieterich Bank insured?
Yes. Dieterich Bank is an FDIC-insured bank (FDIC certificate #3787). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dieterich Bank: frequently asked questions
Is Dieterich Bank a good bank?
Dieterich Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.95%).
Is Dieterich Bank FDIC-insured?
Yes. Dieterich Bank is a FDIC-insured bank (FDIC certificate #3787). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dieterich Bank?
Dieterich Bank holds $1.6 billion in total assets, ranking 235th of 328 banks we track in Illinois. It operates 17 branches.
Does Dieterich Bank have CFPB complaints?
No CFPB complaints against Dieterich Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
