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Peoples Bank Of Macon

Macon, IL · Est. 1964
A
Trust Grade
Excellent
Score: 93/100

Peoples Bank Of Macon is a bank based in Macon, Illinois, established in 1964, with $24 million in total assets across 1 branch. By Trust Grade it ranks 228th of 328 banks we track in Illinois. Its capital ratio of 13.0% is stronger than 59% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Peoples Bank Of Macon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.6M
<$100M institution
Deposits
$20.4M
Branches
1
Capital ratio
13.0%
Top 41% of <$100M peers · Illinois median 10.3%
Return on assets
0.3%
Bottom 24% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#228
of 328 banks

How Peoples Bank Of Macon compares to Illinois peers

Capital ratio
Top 41% of <$100M peers
Peoples Bank
13.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Peoples Bank
0.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank Of Macon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.0% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank Of Macon over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 191 N Front St, Macon, IL 62544

Are deposits at Peoples Bank Of Macon insured?

Yes. Peoples Bank Of Macon is an FDIC-insured bank (FDIC certificate #19105). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank Of Macon: frequently asked questions

Is Peoples Bank Of Macon a good bank?

Peoples Bank Of Macon earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.32%).

Is Peoples Bank Of Macon FDIC-insured?

Yes. Peoples Bank Of Macon is a FDIC-insured bank (FDIC certificate #19105). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank Of Macon?

Peoples Bank Of Macon holds $24 million in total assets, ranking 228th of 328 banks we track in Illinois. It operates 1 branch.

Does Peoples Bank Of Macon have CFPB complaints?

No CFPB complaints against Peoples Bank Of Macon appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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