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The First National Bank Of Assumption

Assumption, IL · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The First National Bank Of Assumption is a bank based in Assumption, Illinois, established in 1900, with $24 million in total assets across 1 branch. By Trust Grade it ranks 164th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (27th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against The First National Bank Of Assumption appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.2M
<$100M institution
Deposits
$21.8M
Branches
1
Capital ratio
9.6%
Bottom 27% of <$100M peers · Illinois median 10.3%
Return on assets
0.9%
Bottom 48% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#164
of 328 banks

How The First National Bank Of Assumption compares to Illinois peers

Capital ratio
Bottom 27% of <$100M peers
The First
9.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
The First
0.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Assumption

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Assumption over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 141 N Chestnut St, Assumption, IL 62510

Are deposits at The First National Bank Of Assumption insured?

Yes. The First National Bank Of Assumption is an FDIC-insured bank (FDIC certificate #3600). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Assumption: frequently asked questions

Is The First National Bank Of Assumption a good bank?

The First National Bank Of Assumption earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.89%).

Is The First National Bank Of Assumption FDIC-insured?

Yes. The First National Bank Of Assumption is a FDIC-insured bank (FDIC certificate #3600). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Assumption?

The First National Bank Of Assumption holds $24 million in total assets, ranking 164th of 328 banks we track in Illinois. It operates 1 branch.

Does The First National Bank Of Assumption have CFPB complaints?

No CFPB complaints against The First National Bank Of Assumption appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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