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Farmers State Bank Of Medora

Medora, IL · Est. 1912
B
Trust Grade
Strong
Score: 88/100

Farmers State Bank Of Medora is a bank based in Medora, Illinois, established in 1912, with $22 million in total assets across 1 branch. By Trust Grade it ranks 278th of 328 banks we track in Illinois. Its capital ratio of 10.5% trails most similarly sized banks (35th percentile), versus a Illinois median of 10.3%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Farmers State Bank Of Medora appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.4M
<$100M institution
Deposits
$20.0M
Branches
1
Capital ratio
10.5%
Bottom 35% of <$100M peers · Illinois median 10.3%
Return on assets
-0.2%
Bottom 13% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#278
of 328 banks

How Farmers State Bank Of Medora compares to Illinois peers

Capital ratio
Bottom 35% of <$100M peers
Farmers State
10.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
Farmers State
-0.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank Of Medora

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (10.5% capital ratio)
  • Unprofitable over the period (ROA -0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank Of Medora over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 106 E Washington St, Medora, IL 62063

Are deposits at Farmers State Bank Of Medora insured?

Yes. Farmers State Bank Of Medora is an FDIC-insured bank (FDIC certificate #13902). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank Of Medora: frequently asked questions

Is Farmers State Bank Of Medora a good bank?

Farmers State Bank Of Medora earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Unprofitable over the period (ROA -0.20%).

Is Farmers State Bank Of Medora FDIC-insured?

Yes. Farmers State Bank Of Medora is a FDIC-insured bank (FDIC certificate #13902). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank Of Medora?

Farmers State Bank Of Medora holds $22 million in total assets, ranking 278th of 328 banks we track in Illinois. It operates 1 branch.

Does Farmers State Bank Of Medora have CFPB complaints?

No CFPB complaints against Farmers State Bank Of Medora appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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