Chesterfield State Bank
Chesterfield State Bank is a bank based in Chesterfield, Illinois, established in 1898, with $22 million in total assets across 1 branch. By Trust Grade it ranks 306th of 328 banks we track in Illinois. Its capital ratio of 7.2% trails most similarly sized banks (6th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Chesterfield State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chesterfield State Bank compares to Illinois peers
How we graded Chesterfield State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Chesterfield State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 25 S Main St, Chesterfield, IL 62630
Are deposits at Chesterfield State Bank insured?
Yes. Chesterfield State Bank is an FDIC-insured bank (FDIC certificate #10872). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chesterfield State Bank: frequently asked questions
Is Chesterfield State Bank a good bank?
Chesterfield State Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.31%).
Is Chesterfield State Bank FDIC-insured?
Yes. Chesterfield State Bank is a FDIC-insured bank (FDIC certificate #10872). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Chesterfield State Bank?
Chesterfield State Bank holds $22 million in total assets, ranking 306th of 328 banks we track in Illinois. It operates 1 branch.
Does Chesterfield State Bank have CFPB complaints?
No CFPB complaints against Chesterfield State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
