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The Peoples State Bank

Ellettsville, IN · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Peoples State Bank is a bank based in Ellettsville, Indiana, established in 1904, with $487 million in total assets across 15 branches. By Trust Grade it ranks 34th of 89 banks we track in Indiana. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against The Peoples State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$487.4M
$100M–1B institution
Deposits
$426.0M
Branches
15
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.4%
Top 40% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#34
of 89 banks

How The Peoples State Bank compares to Indiana peers

Capital ratio
Bottom 37% of $100M–1B peers
The Peoples
9.4%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
The Peoples
1.4%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Peoples State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 202 W 17th St, Bloomington, IN 47404
  • 301 E Winslow Rd, Bloomington, IN 47401
  • 304 Morgan Street, Spencer, IN 47460
  • 289 S Marion St, Morgantown, IN 46160
  • 2310 S State Road 67, Paragon, IN 46166
  • 525 S Clarizz Blvd, Bloomington, IN 47401
  • 3400 W 3rd St, Bloomington, IN 47404
  • 41 Hawthorne Dr, Nashville, IN 47448
  • 601 E Temperance St, Ellettsville, IN 47429
  • 802 Mulberry Street, Noblesville, IN 46060
  • 830 Logan St, Noblesville, IN 46060
  • 1905 S New Market St, Carmel, IN 46032
  • 830 Logan St, Noblesville, IN 46060
  • 123 S College Ave, Bloomington, IN 47404
  • 601 E Temperance St, Ellettsville, IN 47429

Are deposits at The Peoples State Bank insured?

Yes. The Peoples State Bank is an FDIC-insured bank (FDIC certificate #14113). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples State Bank: frequently asked questions

Is The Peoples State Bank a good bank?

The Peoples State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.36%).

Is The Peoples State Bank FDIC-insured?

Yes. The Peoples State Bank is a FDIC-insured bank (FDIC certificate #14113). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples State Bank?

The Peoples State Bank holds $487 million in total assets, ranking 34th of 89 banks we track in Indiana. It operates 15 branches.

Does The Peoples State Bank have CFPB complaints?

No CFPB complaints against The Peoples State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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