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The Hometown Savings Bank

Terre Haute, IN · Est. 1869 · Website ↗
C
Trust Grade
Average
Score: 77/100

The Hometown Savings Bank is a bank based in Terre Haute, Indiana, established in 1869, with $462 million in total assets across 8 branches. By Trust Grade it ranks 86th of 89 banks we track in Indiana. Its capital ratio of 5.9% trails most similarly sized banks (3th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against The Hometown Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$461.9M
$100M–1B institution
Deposits
$413.2M
Branches
8
Capital ratio
5.9%
Bottom 3% of $100M–1B peers · Indiana median 9.6%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#86
of 89 banks

How The Hometown Savings Bank compares to Indiana peers

Capital ratio
Bottom 3% of $100M–1B peers
The Hometown
5.9%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
The Hometown
0.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Hometown Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (5.9% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Hometown Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 533 Ohio St, Terre Haute, IN 47807
  • 4729 S Us Highway 41, Terre Haute, IN 47802
  • 6 W Williams St, Danville, IL 61832
  • 7345 S State Road 46, Terre Haute, IN 47802
  • 1820 Lafayette Ave, Terre Haute, IN 47804
  • 260 E National Ave, Brazil, IN 47834
  • 2503 Poplar St, Terre Haute, IN 47803
  • 1010 W National Ave, West Terre Haute, IN 47885

Are deposits at The Hometown Savings Bank insured?

Yes. The Hometown Savings Bank is an FDIC-insured bank (FDIC certificate #17736). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Hometown Savings Bank: frequently asked questions

Is The Hometown Savings Bank a good bank?

The Hometown Savings Bank earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.15%).

Is The Hometown Savings Bank FDIC-insured?

Yes. The Hometown Savings Bank is a FDIC-insured bank (FDIC certificate #17736). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Hometown Savings Bank?

The Hometown Savings Bank holds $462 million in total assets, ranking 86th of 89 banks we track in Indiana. It operates 8 branches.

Does The Hometown Savings Bank have CFPB complaints?

No CFPB complaints against The Hometown Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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