The Napoleon State Bank is a bank based in Napoleon, Indiana, established in 1903, with $507 million in total assets across 7 branches. By Trust Grade it ranks 1st of 89 banks we track in Indiana. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against The Napoleon State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Napoleon State Bank compares to Indiana peers
How we graded The Napoleon State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Napoleon State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 6383 W Us 50, Holton, IN 47023
- 910 S Buckeye St, Osgood, IN 47037
- 1221 W Westridge Pkwy, Greensburg, IN 47240
- 102 W Underwood Dr, Westport, IN 47283
- 1015 N Lincoln St, Greensburg, IN 47240
- 843 N Warpath Dr, Milan, IN 47031
- 8912 N Us Highway 421, Napoleon, IN 47034
Are deposits at The Napoleon State Bank insured?
Yes. The Napoleon State Bank is an FDIC-insured bank (FDIC certificate #10101). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Napoleon State Bank: frequently asked questions
Is The Napoleon State Bank a good bank?
The Napoleon State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.50%).
Is The Napoleon State Bank FDIC-insured?
Yes. The Napoleon State Bank is a FDIC-insured bank (FDIC certificate #10101). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Napoleon State Bank?
The Napoleon State Bank holds $507 million in total assets, ranking 1st of 89 banks we track in Indiana. It operates 7 branches.
Does The Napoleon State Bank have CFPB complaints?
No CFPB complaints against The Napoleon State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
