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Audubon State Bank

Audubon, IA · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Audubon State Bank is a bank based in Audubon, Iowa, established in 1876, with $167 million in total assets across 1 branch. By Trust Grade it ranks 86th of 226 banks we track in Iowa. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Audubon State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$166.9M
$100M–1B institution
Deposits
$143.0M
Branches
1
Capital ratio
11.3%
Top 34% of $100M–1B peers · Iowa median 10.2%
Return on assets
2.2%
Top 9% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#86
of 226 banks

How Audubon State Bank compares to Iowa peers

Capital ratio
Top 34% of $100M–1B peers
Audubon State
11.3%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Audubon State
2.2%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Audubon State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Audubon State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 307 Broadway St, Audubon, IA 50025

Are deposits at Audubon State Bank insured?

Yes. Audubon State Bank is an FDIC-insured bank (FDIC certificate #5814). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Audubon State Bank: frequently asked questions

Is Audubon State Bank a good bank?

Audubon State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 2.18%).

Is Audubon State Bank FDIC-insured?

Yes. Audubon State Bank is a FDIC-insured bank (FDIC certificate #5814). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Audubon State Bank?

Audubon State Bank holds $167 million in total assets, ranking 86th of 226 banks we track in Iowa. It operates 1 branch.

Does Audubon State Bank have CFPB complaints?

No CFPB complaints against Audubon State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Boone Bank & Trust Co.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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