West Iowa Bank is a bank based in West Bend, Iowa, established in 1926, with $169 million in total assets across 6 branches. By Trust Grade it ranks 100th of 226 banks we track in Iowa. Its capital ratio of 16.4% is stronger than 93% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against West Iowa Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Iowa Bank compares to Iowa peers
How we graded West Iowa Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Iowa Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 104 Humboldt Ave, Bode, IA 50519
- Maple Street, Fenton, IA 50539
- 418 E Call St, Algona, IA 50511
- 202 W Main St, Laurens, IA 50554
- 319 S Broadway Ave, West Bend, IA 50597
- 202 3rd Ave, Royal, IA 51357
Are deposits at West Iowa Bank insured?
Yes. West Iowa Bank is an FDIC-insured bank (FDIC certificate #9105). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Iowa Bank: frequently asked questions
Is West Iowa Bank a good bank?
West Iowa Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 1.27%).
Is West Iowa Bank FDIC-insured?
Yes. West Iowa Bank is a FDIC-insured bank (FDIC certificate #9105). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Iowa Bank?
West Iowa Bank holds $169 million in total assets, ranking 100th of 226 banks we track in Iowa. It operates 6 branches.
Does West Iowa Bank have CFPB complaints?
No CFPB complaints against West Iowa Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
