Bank 1st is a bank based in West Union, Iowa, established in 1934, with $167 million in total assets across 3 branches. By Trust Grade it ranks 19th of 226 banks we track in Iowa. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Bank 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank 1st compares to Iowa peers
How we graded Bank 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 302 W Bradford St, West Union, IA 52175
- 100 E Main St, Saint Lucas, IA 52166
- 115 N Vine St, West Union, IA 52175
Are deposits at Bank 1st insured?
Yes. Bank 1st is an FDIC-insured bank (FDIC certificate #13816). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank 1st: frequently asked questions
Is Bank 1st a good bank?
Bank 1st earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.20%).
Is Bank 1st FDIC-insured?
Yes. Bank 1st is a FDIC-insured bank (FDIC certificate #13816). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank 1st?
Bank 1st holds $167 million in total assets, ranking 19th of 226 banks we track in Iowa. It operates 3 branches.
Does Bank 1st have CFPB complaints?
No CFPB complaints against Bank 1st appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
