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Templeton Savings Bank

Templeton, IA · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Templeton Savings Bank is a bank based in Templeton, Iowa, established in 1923, with $170 million in total assets across 2 branches. By Trust Grade it ranks 108th of 226 banks we track in Iowa. Its capital ratio of 15.4% is stronger than 91% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against Templeton Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$169.6M
$100M–1B institution
Deposits
$142.3M
Branches
2
Capital ratio
15.4%
Top 9% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.6%
Top 29% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#108
of 226 banks

How Templeton Savings Bank compares to Iowa peers

Capital ratio
Top 9% of $100M–1B peers
Templeton Savings
15.4%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Templeton Savings
1.6%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Templeton Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.4% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Templeton Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 223 Main St, Manning, IA 51455
  • 103 S Main St, Templeton, IA 51463

Are deposits at Templeton Savings Bank insured?

Yes. Templeton Savings Bank is an FDIC-insured bank (FDIC certificate #969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Templeton Savings Bank: frequently asked questions

Is Templeton Savings Bank a good bank?

Templeton Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 1.57%).

Is Templeton Savings Bank FDIC-insured?

Yes. Templeton Savings Bank is a FDIC-insured bank (FDIC certificate #969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Templeton Savings Bank?

Templeton Savings Bank holds $170 million in total assets, ranking 108th of 226 banks we track in Iowa. It operates 2 branches.

Does Templeton Savings Bank have CFPB complaints?

No CFPB complaints against Templeton Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Atkins Savings Bank & Trust
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Boone Bank & Trust Co.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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