Bankiowa is a bank based in Cedar Rapids, Iowa, established in 1881, with $837 million in total assets across 13 branches. By Trust Grade it ranks 51st of 226 banks we track in Iowa. Its capital ratio of 12.2% is stronger than 75% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Bankiowa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bankiowa compares to Iowa peers
How we graded Bankiowa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bankiowa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 7045 C Ave Ne, Cedar Rapids, IA 52402
- 633 Bush St, Lamont, IA 50650
- 102 W Railroad St, Norway, IA 52318
- 1311 6th St, Jesup, IA 50648
- 230 1st St E, Independence, IA 50644
- 6804 University Ave, Cedar Falls, IA 50613
- 3222 Kimball Ave, Waterloo, IA 50702
- 2701 Edgewood Pkwy Sw, Cedar Rapids, IA 52404
- 331 2nd St Ne, Independence, IA 50644
- 305 Enterprise Dr, Independence, IA 50644
- 330 E 4th St, Waterloo, IA 50703
- 114 Ely St, Rowley, IA 52329
- 901 Tower Terrace Rd, Marion, IA 52302
Are deposits at Bankiowa insured?
Yes. Bankiowa is an FDIC-insured bank (FDIC certificate #17282). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bankiowa: frequently asked questions
Is Bankiowa a good bank?
Bankiowa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.54%).
Is Bankiowa FDIC-insured?
Yes. Bankiowa is a FDIC-insured bank (FDIC certificate #17282). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bankiowa?
Bankiowa holds $837 million in total assets, ranking 51st of 226 banks we track in Iowa. It operates 13 branches.
Does Bankiowa have CFPB complaints?
No CFPB complaints against Bankiowa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
