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Lyons Federal Bank

Lyons, KS · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Lyons Federal Bank is a bank based in Lyons, Kansas, established in 1913, with $191 million in total assets across 4 branches. By Trust Grade it ranks 50th of 186 banks we track in Kansas. Its capital ratio of 14.2% is stronger than 86% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Lyons Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$190.5M
$100M–1B institution
Deposits
$160.0M
Branches
4
Capital ratio
14.2%
Top 14% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#50
of 186 banks

How Lyons Federal Bank compares to Kansas peers

Capital ratio
Top 14% of $100M–1B peers
Lyons Federal
14.2%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Lyons Federal
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Lyons Federal Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.2% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lyons Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 120 W 2nd St, Ellsworth, KS 67439
  • 200 East Ave S, Lyons, KS 67554
  • 229 N Main St, Wakeeney, KS 67672
  • 204 S Main St, Bushton, KS 67427

Are deposits at Lyons Federal Bank insured?

Yes. Lyons Federal Bank is an FDIC-insured bank (FDIC certificate #27727). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lyons Federal Bank: frequently asked questions

Is Lyons Federal Bank a good bank?

Lyons Federal Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 1.08%).

Is Lyons Federal Bank FDIC-insured?

Yes. Lyons Federal Bank is a FDIC-insured bank (FDIC certificate #27727). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lyons Federal Bank?

Lyons Federal Bank holds $191 million in total assets, ranking 50th of 186 banks we track in Kansas. It operates 4 branches.

Does Lyons Federal Bank have CFPB complaints?

No CFPB complaints against Lyons Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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