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American Bank & Trust Company, Inc.

Bowling Green, KY · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

American Bank & Trust Company, Inc. is a bank based in Bowling Green, Kentucky, established in 2000, with $892 million in total assets across 6 branches. By Trust Grade it ranks 56th of 120 banks we track in Kentucky. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against American Bank & Trust Company, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$892.2M
$100M–1B institution
Deposits
$765.9M
Branches
6
Capital ratio
9.2%
Bottom 33% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#56
of 120 banks

How American Bank & Trust Company, Inc. compares to Kentucky peers

Capital ratio
Bottom 33% of $100M–1B peers
American Bank
9.2%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
American Bank
1.0%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded American Bank & Trust Company, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank & Trust Company, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2927 Nashville Rd, Bowling Green, KY 42101
  • 3411 Louisville Rd, Bowling Green, KY 42101
  • 1115 Fairview Ave, Bowling Green, KY 42103
  • 5575 Scottsville Rd Ste 101, Bowling Green, KY 42104
  • 1302 Scottsville Rd, Bowling Green, KY 42104
  • 531 Lovers Ln, Bowling Green, KY 42103

Are deposits at American Bank & Trust Company, Inc. insured?

Yes. American Bank & Trust Company, Inc. is an FDIC-insured bank (FDIC certificate #35568). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank & Trust Company, Inc.: frequently asked questions

Is American Bank & Trust Company, Inc. a good bank?

American Bank & Trust Company, Inc. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.01%).

Is American Bank & Trust Company, Inc. FDIC-insured?

Yes. American Bank & Trust Company, Inc. is a FDIC-insured bank (FDIC certificate #35568). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank & Trust Company, Inc.?

American Bank & Trust Company, Inc. holds $892 million in total assets, ranking 56th of 120 banks we track in Kentucky. It operates 6 branches.

Does American Bank & Trust Company, Inc. have CFPB complaints?

No CFPB complaints against American Bank & Trust Company, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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