Cumberland Valley National Bank & Trust Company is a bank based in London, Kentucky, established in 1904, with $833 million in total assets across 14 branches. By Trust Grade it ranks 62nd of 120 banks we track in Kentucky. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Cumberland Valley National Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cumberland Valley National Bank & Trust Company compares to Kentucky peers
How we graded Cumberland Valley National Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cumberland Valley National Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 100 S Main St, London, KY 40741
- 1755 N Main St, London, KY 40741
- 300 London Shopping Ctr, London, KY 40741
- 410 S Laurel Rd, London, KY 40744
- 1851 Kentucky 192, London, KY 40741
- 2110 Lexington Rd, Richmond, KY 40475
- 505 Leighway Dr, Richmond, KY 40475
- 1200 Cumberland Falls Hwy, Corbin, KY 40701
- 1376 Master St, Corbin, KY 40701
- 235 Glades Rd, Berea, KY 40403
- 1520 S Highway 27, Somerset, KY 42501
- 900 Beasley St, Lexington, KY 40509
- 1721 Nicholasville Rd, Lexington, KY 40503
- 13205 Magisterial Dr, Louisville, KY 40223
Are deposits at Cumberland Valley National Bank & Trust Company insured?
Yes. Cumberland Valley National Bank & Trust Company is an FDIC-insured bank (FDIC certificate #2691). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cumberland Valley National Bank & Trust Company: frequently asked questions
Is Cumberland Valley National Bank & Trust Company a good bank?
Cumberland Valley National Bank & Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.98%).
Is Cumberland Valley National Bank & Trust Company FDIC-insured?
Yes. Cumberland Valley National Bank & Trust Company is a FDIC-insured bank (FDIC certificate #2691). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cumberland Valley National Bank & Trust Company?
Cumberland Valley National Bank & Trust Company holds $833 million in total assets, ranking 62nd of 120 banks we track in Kentucky. It operates 14 branches.
Does Cumberland Valley National Bank & Trust Company have CFPB complaints?
No CFPB complaints against Cumberland Valley National Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
