Wilson & Muir Bank & Trust Company is a bank based in Bardstown, Kentucky, established in 1865, with $847 million in total assets across 12 branches. By Trust Grade it ranks 107th of 120 banks we track in Kentucky. Its capital ratio of 6.5% trails most similarly sized banks (4th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.50% return on assets. No consumer complaints against Wilson & Muir Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wilson & Muir Bank & Trust Company compares to Kentucky peers
How we graded Wilson & Muir Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Strongly profitable (ROA 2.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wilson & Muir Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 107 N 3rd St, Bardstown, KY 40004
- 9790 Elizabethtown Rd, Big Clifty, KY 42712
- 1315 Elizabethtown Rd, Leitchfield, KY 42754
- 250 W Dixie Ave, Elizabethtown, KY 42701
- 170 Chaplin Rd, Bloomfield, KY 40008
- 101 Padgett St, Bardstown, KY 40004
- 105 Taylorsville Rd, Bloomfield, KY 40008
- 130 Saint Matthews Ave, Louisville, KY 40207
- 101 Culpeper St, Bardstown, KY 40004
- 118 S Main St, Leitchfield, KY 42754
- 6402 Westwind Way, Crestwood, KY 40014
- 123 W Main St, Vine Grove, KY 40175
Are deposits at Wilson & Muir Bank & Trust Company insured?
Yes. Wilson & Muir Bank & Trust Company is an FDIC-insured bank (FDIC certificate #17040). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wilson & Muir Bank & Trust Company: frequently asked questions
Is Wilson & Muir Bank & Trust Company a good bank?
Wilson & Muir Bank & Trust Company earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 2.50%).
Is Wilson & Muir Bank & Trust Company FDIC-insured?
Yes. Wilson & Muir Bank & Trust Company is a FDIC-insured bank (FDIC certificate #17040). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wilson & Muir Bank & Trust Company?
Wilson & Muir Bank & Trust Company holds $847 million in total assets, ranking 107th of 120 banks we track in Kentucky. It operates 12 branches.
Does Wilson & Muir Bank & Trust Company have CFPB complaints?
No CFPB complaints against Wilson & Muir Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
