Sturgis Bank & Trust Company is a bank based in Sturgis, Michigan, established in 1905, with $1.0 billion in total assets across 17 branches. By Trust Grade it ranks 62nd of 73 banks we track in Michigan. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Sturgis Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sturgis Bank & Trust Company compares to Michigan peers
How we graded Sturgis Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sturgis Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 158 W Main St, Centreville, MI 49032
- 125 N Main St, Climax, MI 49034
- 73881 M 43, South Haven, MI 49090
- 1001 S Centerville Rd, Sturgis, MI 49091
- 122 W Chicago Rd, White Pigeon, MI 49099
- 110 S Blackstone Ave, Colon, MI 49040
- 115 N Main St, Three Rivers, MI 49093
- 863 W Chicago Rd, Bronson, MI 49028
- 113 E Chicago Rd, Sturgis, MI 49091
- 365 Center St, South Haven, MI 49090
- 320 Main St, Saint Joseph, MI 49085
- 1210 W Milham Ave, Portage, MI 49024
- 3125 Cleveland Ave, Saint Joseph, MI 49085
- 8025 Creekside Dr, Portage, MI 49024
- 929 S 11th St, Niles, MI 49120
- 1001 W Michigan Ave, Marshall, MI 49068
- 232 W Monroe St, Bangor, MI 49013
Are deposits at Sturgis Bank & Trust Company insured?
Yes. Sturgis Bank & Trust Company is an FDIC-insured bank (FDIC certificate #28593). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sturgis Bank & Trust Company: frequently asked questions
Is Sturgis Bank & Trust Company a good bank?
Sturgis Bank & Trust Company earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.90%).
Is Sturgis Bank & Trust Company FDIC-insured?
Yes. Sturgis Bank & Trust Company is a FDIC-insured bank (FDIC certificate #28593). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sturgis Bank & Trust Company?
Sturgis Bank & Trust Company holds $1.0 billion in total assets, ranking 62nd of 73 banks we track in Michigan. It operates 17 branches.
Does Sturgis Bank & Trust Company have CFPB complaints?
No CFPB complaints against Sturgis Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
